If you are pregnant and insured under the system of a Member State of the European Union, the European Economic Area or Switzerland, you may receive pregnancy care in France.
There are nevertheless different terms of coverage depending on the reasons for your stay in France: exclusively medical reasons or non-medical reasons.
Reference texts
The portable S2 certificate “Entitlement to scheduled treatment” authorizes you to travel to France to give birth. It means that your pregnancy and birth will be covered as provided by French law and according to French rates. Indeed, you will receive the same care as members of the French Social Security system.
You will need to apply for this document from your foreign health insurance fund. You must apply for your authorization far enough in advance so that your local health insurance fund can process it before you leave.
Your authorization will not be granted automatically and conditions apply. To determine whether or not it can grant your application, your insurance fund will notably consider the following two criteria:
NB: If you do not live in the competent State, you will need to apply for authorization of scheduled care through the institution of the place where you live, which will immediately forward your application over to your fund of membership (competent institution).
In this case, authorization can be granted:
Important: When you are in possession of the S2 certificate you will need to show it to the admissions department of the hospital facility (hospital or clinic) where you plan to give birth. Make sure your care is covered locally pursuant to local law (at government-regulated rates: tarifs conventionnels).
Cash benefits or daily maternity benefits will be paid directly by your foreign fund of membership. You must send it your application for daily benefits directly.
Applicable provisions
This situation applies, for example, in the event where your unborn child's father is in France and you wish to join him. In this case, you must apply for the European Health Insurance Card (EHIC) from the health insurance fund you are affiliated to.
This card guarantees direct access to the public health system in France, with no need for prior application to the French local health authority, and enables you to receive the medical care necessary for your pregnancy and birth. The benefits are paid under the same conditions as if you were insured in under the French Social Security scheme.
If you forget or lose your card, if it is stolen or you do not have it with you (card was not issued quickly enough or it is temporarily unavailable), your health insurance fund can issue you with a “provisional replacement certificate”. This certificate, valid for a limited duration, can then be used under the same conditions as the EHIC.
NB: it is a good idea to contact the hospital where you wish to give birth or the local primary health insurance fund (CPAM) to check that the costs of the birth will be covered on presentation of the EHIC in your situation.
Applicable provisions
To continue to receive daily maternity/illness insurance benefits, you must notify your health insurance fund of your stay in France.
If you fulfil the conditions required to receive daily maternity benefits on French territory, you must:
Your cash benefits or daily maternity/illness benefits will be examined and paid directly by your health insurance fund.